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Commitment to Continuing Education

The Certified Financial Planner Board of Standards is a professional regulatory organization which promotes ethics, integrity and professional standards in personal financial planning. This gives the public an opportunity to have access to — and benefit from — competent, ethical financial planning. Individuals who meet rigorous certification requirements are certified by CFP Board to use its certification trademark. Neerja Bhutani and Lydia Palmin are CERTIFIED FINANCIAL PLANNER™ professionals.

Making Competent Objective Financial Advice Accessible™

Lydia Palmin is a member of the Garrett Planning Network, an international affiliation of Fee-Only financial planners dedicated to serving people from all walks of life. As staunch consumer advocates and Fee-Only client fiduciaries, members of the Garrett Planning Network continue to demonstrate their commitment to serving the public’s best interests by making competent, commission-free financial planning and advice accessible to all people.

Members bring the collective wisdom of the entire network – comprised of over 300 financial planning and allied professionals –to their own individual practices.  Members do not accept sales commissions or third-party compensation. All compensation comes directly from their clients.

Truly Comprehensive, Strictly Fee-Only

NAPFA, the National Association of Personal Financial Advisors, is the nation’s leading organization dedicated to the advancement of Fee-Only comprehensive financial planning.  Bhutani-Palmin Financial Planning and Neerja Bhutani are members of NAPFA, the National Association of Personal Financial Planners ( NAPFA members practice Fee-Only financial planning which is client-centered, objective and ethical.

As a Fee-Only advisory firm, recommendations are untainted by any type of fee received by the vendors of financial products, including investment funds, insurance companies and estate attorneys.  Fee-Only advisors provide consumers and institutions with broad based and objective financial advice on a Fee-Only basis, keeping only the best interests of the client in mind – with neither the advisor nor any related party receiving compensation contingent on the purchase or sale of a financial product.