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Compliance Disclosure

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Lydia Palmin and Neerja Bhutani, Principals, Bhutani-Palmin Financial Planning LLC or their editorial staff. Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. Bhutani-Palmin Financial Planning LLC has no control over the accuracy or content in websites found through the links herein. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Fee-only financial planning and investment advisory services are offered through Bhutani-Palmin Financial Planning LLC a registered investment advisory firm in the state of California.

The presence of this web site on the Internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the state of California or where otherwise legally permitted or where an exemption or exclusion from such registration exists. We are legally empowered to provide investment advisory services to residents of California.

Copyright Notice

All rights reserved. All material contained herein is copyright protected and may not be reproduced in any manner without the express written permission of the copyright owner. Certain text, graphics and articles: ©2000-2012 The Garrett Planning Network, Inc., Sheryl Garrett, Principal. Other text, articles and logos: ©2006-2012 Bhutani-Palmin Financial Planning LLC, Neerja Bhutani and Lydia Palmin, Principals. “Fee-Only Financial Planning and Advice for Everyday Life™” “Hourly, As-Needed Financial Planning and Advice™” “Building Brighter Financial Futures™” and “The New Choice for Smart Consumers™” rights owned by The Garrett Planning Network, Inc., Sheryl Garrett, Principal.