Frequently Asked Questions

If you're successful in your profession, you may have the knowledge to manage many financial decisions on your own. However, coordinating investments, taxes, retirement planning, insurance, and estate planning can be complex and time-consuming. A financial advisor helps bring those pieces together into a cohesive strategy while providing perspective, accountability, and an objective viewpoint during major life and financial decisions.

We primarily work with executives, business owners, farmers, and families who value expert guidance and want a trusted partner helping them make important financial decisions. Whether you're building wealth, preparing for retirement, navigating a career transition, or planning your legacy, we help bring clarity and confidence to the decisions that matter most.

Comprehensive financial planning starts with understanding you, not your investments. We take the time to learn about your goals, values, family, and vision for the future, then bring together investments, retirement planning, tax strategies, and estate considerations into a coordinated plan. Tell us where you want to go, and we'll help you build a path to get there.

As CFP® professionals, it is our job to follow the fiduciary standard in advisory relationships. That means our responsibility is to put your interests first and provide advice that aligns with your goals, values, and financial circumstances. Our role is not to sell products. It's to help you make informed decisions and build a thoughtful strategy for the future.

Our initial meeting is all about getting to know you. We'll discuss your values, family, career, and long-term goals to better understand what matters most. We'll talk about where you are today, where you'd like to be in the future, and what financial success looks like for you. Before we discuss investments, we want to understand what your money is meant to accomplish. The first meeting is about you, your goals, and your vision for the future.

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When you call the office, Amber will probably answer the phone. Amber can  help with distributions, update information, or schedule an appointment.  Kiel and Cole can help with specific trade requests and financial planning topics.

 We encourage you to contact us before making significant financial decisions, such as retiring, changing jobs, purchasing real estate, exercising stock options, selling a business, or taking large withdrawals from investment accounts. A brief conversation can help identify opportunities, risks, and planning considerations before a decision is finalized.

If there have been changes since our last meeting, please bring any relevant information regarding your income, employment, benefits, taxes, assets, liabilities, or financial goals. The more current information we have, the more effectively we can update your plan and recommendations.

We meet with clients annually, but the frequency also depends on your needs and circumstances. In addition to annual reviews, we are available whenever significant life events or financial decisions arise.